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The online lending scare

December 18, 2020 | shgcmyqk | No Comments

first_img 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Could online lending cause the next financial crisis? While the odds seem overwhelmingly against it, the recent turmoil at LendingClub — a leading online lender — makes it hard not to ask the question. There are some disquieting parallels with subprime mortgages, which seemed beneficial until sloppy and fraudulent lending practices triggered a wider collapse of confidence. Are we about to repeat the cycle?In theory, online lending makes a lot of sense. Consumers and companies that want credit submit their applications electronically; their creditworthiness is evaluated electronically from data, including FICO scores and payment history, kept by credit bureaus or available from other sources. If prospective borrowers pass the tests, they get the loans. The process is straightforward and fast; the lack of bank branches cuts costs.Business has boomed, in part because some traditional banks retreated from consumer and business lending after the financial crisis. By one study, online lending in the United States totaled $36 billion in 2015, triple the 2014 volume. The increases have continued. In the first three months of 2016, LendingClub’s new loans rose 68 percent to $2.75 billion from the same period in 2015. Online lending was emerging as an alternative to bank and credit card loans. continue reading »last_img read more

Juventus Closer to Fifth Straight Serie A TItle

September 18, 2020 | shgcmyqk | No Comments

first_imgJuventus moved closer to a fifth successive Serie A title with a home victory over Empoli. Alvaro Morata hit the crossbar for the hosts with a long-range effort before Mario Mandzukic headed in from Paul Pogba’s chip just before half-time.Riccardo Saponara had Empoli’s best chance but he shot over.The victory takes Juventus six points above Napoli, who play away at Udinese in their game in hand today.Massimiliano Allegri’s side had chances to extend their lead but Kwadwo Asamoah just failed to reach the ball after Lukasz Skorupski spilled Morata’s drive.In the closing minutes, Morata ran down the left wing and pulled the ball back for Simone Zaza, whose shot was saved by Skorupski.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img

first_imgAt his weekly Monday press conference this morning, Dino Babers did not lament his team’s deflating loss to North Carolina State on Thursday. He remarked on his team not liking its current positioning but, presented with the Orange’s midseason situation, Babers said trying to at least salvage something from a season on the brink is “the fun part.”“That’s the part that, you know, we’re 3-3. We’re not where we want to be. We’re not happy where we’re at. Now what?” he asked, smiling wryly at the podium. “And again, that’s what’s going to define this season. Going to define this team. It’s going to define this bunch of seniors. And I’m excited about that. I’m not happy with how things have gone, but now that all that stuff is behind us, and there’s no more rose colored glasses here. This is what we are. Look, this is what we are. It’s game six. Now, get better.”Babers addressed Syracuse’s (3-3, 0-2 Atlantic Coast) quickly dipping expectations, growing list of injuries and what might transpire Friday night against Pittsburgh (4-2, 1-1) in the Carrier Dome. While the Orange are not on track for the glory of the Orange Bowl and a second-place ACC finish, Babers remains confident as ever in his team and its ability to have a better second half of the season. AdvertisementThis is placeholder text“I know that there might be some confidence lacking in other places,” Babers said, “but my confidence is good. I’m glad that all the frost and all the fluff is gone.”At the core of SU’s issues is a spate of injuries, including the long-term absence of center Sam Heckel, who exited the first half of the opener against Liberty with an undisclosed lower-body injury and hasn’t played since. Besides Heckel, defensive backs Ifeatu Melifonwu and Andre Cisco have not played since missing the Holy Cross game with respective lower-body injuries. Cisco traveled to North Carolina last week — not to play but for “something else,” Babers said. Defensive lineman McKinley Williams has been out with a lower left-leg injury since fall camp, as well. Babers ultimately said he expects no changes in SU’s injuries between now and Friday’s kickoff. Heckel and Williams, having played fewer than four games each, are both eligible for redshirts this season. Heckel’s injury has likely hampered the Orange the most, moving arguably their best lineman — Airon Servais — from left tackle to center, given he has the most experience on the team. In his stead, redshirt freshman Carlos Vettorello moved from right tackle to left and graduate transfer Ryan Alexander has filled in for Vettorello on the right side. To date, SU’s offensive line has given up 26 sacks this season, fourth-worst in the country, ahead of Miami (FL), Old Dominion and Akron. “I hope it’s not what we expect,” Babers said of the offensive line’s play going forward. “The one thing that we need to do, I’ve talked to you about game four to six, we’re going to find out where we’re at. We’re at game six. We know where we’re at. I think the big thing here is this: Everybody has a responsibility to get better.”In lieu of Heckel’s immediate return, Babers had few answers for what might happen up front, which is easily the Orange’s most pressing concern at this point. With a patchwork offensive line that’s struggling to begin with, the Orange will now host the blitz-happy Panthers on Friday. Pittsburgh’s defensive front has lived in opponents’ backfields this season, tied for second in the country for sacks with Penn State and Virginia (27.0). Offensively, Babers praised Pitt offensive coordinator Mark Whipple’s new approaches with a traditionally dull offense. “With Coach Whipple being the offensive coordinator, not as much run, run, run,” Babers said. “I mean they’re in spread sets, they’re doing a lot more stuff. Their defense is bringing a heck of a lot more pressure than they’ve traditionally normally done.”Regardless of what the Panthers will bring schematically, SU has its own issues on the field to resolve in order to quell some of the worries off it. And against an opponent that historically plays Syracuse close, the Orange can surely expect an uphill battle. “Those guys are favored,” Babers said. “Rightfully so. And we know we’re going to have our hands full.” Comments Published on October 14, 2019 at 3:54 pm Contact Andrew: [email protected] | @A_E_Graham Facebook Twitter Google+last_img read more

first_img at Denver 3/30/2019 – 11 AM In doubles, Wichita State (11-9) won the No. 2 and No. 3 matches over Drake (14-12) for the point. The Shockers started singles play with a victory at No. 2, but Calum MacGeoch earned a 6-2, 6-1 win over Eddie Stoica in the No. 4 match to put the Bulldogs on the scoreboard. However, WSU clinched the match with victories in the No. 3 and No. 5 matches. Preview  #48 Wichita State 4, Drake 1 Next Game: Doubles Results1. Murkel Dellien/Marius Frosa (WSU) def. Barny Thorold/Bayo Philips (DU). 6-32. Haru Inoue/Eddie Stoica (WSU) def. Vinny Gillespie/Ben Clark (DU). 6-33. Stefan Latinovic/Orel Ovil (WSU) vs. Calum MacGeoch/Tom Hands (DU), 4-5, unfinished Drake returns to Summit League action at Denver on March 30. Singles Results1. Haru Inoue (WSU) vs. #69 Vinny Gillespie (DU), 6-4, 3-6, 0-5, unfinished2. Murkel Dellien (WSU) def. #72 Tom Hands (DU), 6-4, 6-13. Marius Frosa (WSU) def. Bayo Philips (DU), 2-6, 6-4, 6-34. Calum MacGeoch (DU) def. Eddie Stoica (WSU), 6-2, 6-15. Stefan Latinovic (WSU) def. Barny Thorold (DU), 6-3, 1-6, 6-36. Orel Ovil (WSU) vs. Finley Hall (DU), 3-6, 6-4, 4-3, unfinished SAN DIEGO, Calif. – The Drake University men’s team were defeated by No. 48 Wichita State, 4-1, Sunday in its final match of the San Diego Spring Break Tournament. Full Schedule Roster Order of Finish: Doubles (2, 1); Singles: (2, 4, 3, 5) Print Friendly Versionlast_img read more